AMAZING REAL ESTATE OPPORTUNITY Could be a Forever Family Home, Investors Dream Vrbo, Full Time Rental, Short Term Rental or a Corporate Housing Opportunity.

TERMS AND CONDITIONS OF SALE

Auctioneer: Marc Huber

Auction Company: Huber Auction Group, LLC

Property Address: 412 W. 11th Street Anderson, IN 46016.

IMPORTANT SHOWING INFORMATION:

IMPORTANT REQUIREMENT FOR PREVIEWS: Anyone wanting to schedule a preview MUST email proof of funds from a financial institution or a pre approval letter from a lender as proof of the ability to purchase the property and proof of available funds.. This must be recieved 24 hours prior to the scheduled showing. Email to huber.enterprises@yahoo.com NO Exceptions. If not recieved preview SHALL be cancelled

PREVIEW BY APPOINTMENT ONLY: Contact Marc @ 317-339-8000 or huber.enterprises@yahoo.com to schedule.

Auction Closes: Wednesday November 18, 2026 at 6:00 PM ET

**If nobody is bidding within the 3 minutes before the 6:00 PM auction close, THE AUCTION WILL CLOSE AT EXACTLY 6:00 PM. MAKE SURE to watch the countdown!**

Closing Date: On or before December 18, 2026

Closing Location: Attorneys Title Agency, Greenfield, IN 46140

Buyer’s Premium: 7% of final bid price (added to winning high bid amount)

Buyer shall enter into and execute the purchase agreement within 24 hours of notification of seller acceptance

.Non-Refundable Deposit: of 3% of the high bid amount is required and is due by 5:00 pm on 11-19-2026 (with executed purchase agreement)

Buyer needs to perform their own due dilligence prior to bidding. Financing is welcome but buyer and finance company need to perform their own due dliligence prior to bidding and both need to completely understand all auction terms. Questions call Marc 317-339-8000

SECTION 1: UNDERSTANDING HOW THIS AUCTION WORKS

1.1 Seller Confirmation. The real estate sells subject to seller confirmation. The high bidder will be notified within 60 minutes of the online auction closing whether the seller accepts or rejects the high bid amount

1.2 Online Bidding Format. Bidding is open and transparent. All bidders can view current bid amounts and bid history. If you are outbid, you will receive an email notification so you can return and place a higher bid if desired. Bidding increments are at the discretion of the Auctioneer and may be adjusted as bidding progresses.

1.3 Auto-Extend Feature. As the auction approaches 6:00 PM on November 18, 2026, the auction will automatically extend if bids are placed in the final 3 minutes. Each bid placed in the final 3 minutes extends the auction by an additional 3 minutes from when that bid was placed. This continues until bidding is silent for 3 minutes. If no bids are being placed, the auction WILL CLOSE at exactly 6:00 PM.

1.4 Tie Bids. If two or more bidders submit identical high bids, the bid that was submitted first will be honored as the winning bid.

1.5 High Bidder Notification. The high bidder will be notified via email or phone within 60 minutes after the auction closes regarding acceptance or rejection of their bid. If the seller accepts, the high bidder will be required to enter into the purchase agreement and deliver the non-refundable deposit by 5:00 pm on Thursday Nov 19, 2026 @ 5:00 pm

1.6 Pre-Auction Offers. The Estate/Owner reserves the right to consider and accept or reject any and all pre-auction offers. If a pre-auction offer is accepted, the auction will be cancelled.

SECTION 2: YOUR RESPONSIBILITIES AS A BIDDER

2.1 Property Inspection – DO THIS BEFORE BIDDING! You are strongly encouraged to physically inspect the property before placing any bid. Contact Huber Auction Group at 317-468-3705 or Marc at 317-339-8000 to arrange a private showing.

2.2 Complete Your Due Diligence. CRITICAL: You must complete ALL due diligence BEFORE the auction closes, including home inspections, appraisals, financing arrangements, title review, zoning verification, well and septic evaluation, and any other investigations you deem necessary. The sale is NOT contingent upon inspections, financing, or appraisals. The purchase contract will contain NO contingencies. Once you are the winning bidder and your bid is accepted, you are committed to purchasing the property

2.3 Financing – Important Notice. YOUR BIDDING IS NOT CONDITIONAL UPON FINANCING. Financing buyers are welcome, but before bidding you must either have secured financing approval or have the ability to pay cash at closing. If you plan to use financing you must have a pre-qualification letter and confirm with lender they understand ALL Auction Terms & Conditions. You must also make sure your lender is aware of all terms and conditions of this sale, including that the estate is in the process of retiring the manufactured home title and buyer will be required to perform due dilligence on any other requirements finance companies requires for financing a manufactured home.

2.4 Verify All Information. It is YOUR responsibility to verify all property information, including but not limited to: property boundaries and acreage (approximate only); room sizes and square footage; zoning and permitted uses; easements and restrictions; tax amounts and assessments; condition of all structures and systems, including the private well, septic system, and mini barn; and environmental conditions.

SECTION 3: IF YOU ARE THE WINNING BIDDER

3.1 Contract Execution by 5 pm on Nov 19, 2026. The winning bidder must execute the Purchase Agreement by 5:00 pm on November 19, 2026 The contract will be sent electronically via email or in person and must be signed and returned promptly, or the buyer can arrange to meet Marc Huber in Greenfield, IN the following day to execute the agreement and deliver the non-refundable deposit

.3.2 Non-Refundable Deposit by 5:00 pm on November 19, 2026 A non-refundable deposit of 3% of the high bid amount must be submitted by 5:00 pm on November 19, 2026 with the executed purchase agreement.. The deposit may be made by cash, cashier’s check, personal check, corporate/business check, or wire transfer, payable to Huber Auction Group, LLC, and will be held in Huber Auction Group, LLC’s escrow account. If the buyer does not close on or before the closing deadline for any resaon, the buyer will forfeit the non-refundable deposit. BUYER WILL NOT get back any of their deposit if they fail to close the transaction by the closing deadline regardless of the reason.

3.3 Understanding the Total Purchase Price. Your Final Purchase Price = Your Winning Bid + 7% Buyer’s Premium.Example: If you win with a bid of $400,000: Winning Bid $400,000 + Buyer’s Premium (7%) $28,000 = Total Purchase Price $428,000. The $428,000 would be the purchase price entered into the purchase agreement

.3.4 Balance Due at Closing. The balance of the purchase price (Total Purchase Price minus the Non-Refundable Deposit) is due at closing, which will occur on or before December 18, 2026.

SECTION 4: PROPERTY CONDITION & DISCLOSURES

4.1 “AS-IS, WHERE-IS” Sale. This property is sold in its current condition, “AS-IS, WHERE-IS,” as of the date and time of the auction closing. No repairs will be made by the Seller. The Seller makes no warranties about the condition of the property. You accept the property in whatever condition it is in at closing.

4.2 No Warranties. Neither the Seller, Huber Auction Group, LLC, nor their agents, employees, or representatives make any express or implied warranties of any kind concerning: physical condition of the property; condition of structures, systems, or appliances (including the well, septic, furnace, and water heater); fitness for any particular purpose; zoning or permitted uses; environmental conditions; or accuracy of square footage, acreage, room sizes, or property descriptions.

4.3 All buyers need to perform their own due dilligence prior to bidding.

4.4 Home is sold As Is with no warranties or guarantees

4.5 Information Accuracy. All information provided in auction materials has been obtained from sources deemed reliable but is not guaranteed. All dimensions, acreage, square footage, and descriptions are approximate. You must verify all information independently. All announcements made at the time of sale take precedence over printed material

.SECTION 5: CLOSING DETAILS

5.1 Closing Timeline. Closing must occur on or before December 18, 2026, at Attorneys Title Agency in Greenfield, IN 46140

.5.2 Survey. There shall be no survey provided. The property is sold subject to any and all easements of record.

5.3 Property Taxes. Real estate taxes will be prorated as of the day of closing. Any back taxes or rollback taxes are the responsibility of the Seller and will be paid at or before closing.

5.4 Possession. Possession of the property will be granted at closing.

5.5 Buyer’s Closing Costs. The Buyer is responsible for: one-half of closing fees; documentary stamps and transfer taxes; recording fees; any costs related to their financing; title insurance premium (or as negotiated); and other individual closing costs.

5.6 Buyers are responsible for all buyer’s closing costs and the seller is responsible for seller’s closing costs. Any other title company fees will be split 50% by the buyer and 50% by the seller.

SECTION 6: DEFAULT & REMEDIES

6.1 Failure to Execute Contract or Provide Deposit. If the winning bidder fails to execute and return the Purchase Agreement and provide the 3% of high bid amount non-refundable deposit by 5:00 pm on November 19, 2026, they will be considered in DEFAULT.

6.2 Default Consequences. If the Buyer defaults on their obligations: the non-refundable deposit of 3% of high bid amount shall be forfeited to the Seller; the auction sale will be terminated; The Buyer may still be liable under Indiana law for additional damages to the Seller. Huber Auction Group, LLC and the Seller reserve all additional legal remedies.

6.3 All Sales Are Final. Once your bid is accepted, the sale is final and binding. There are no cancellation rights.

SECTION 7: AUCTIONEER’S RIGHTS & AUTHORITY

7.1 Auctioneer Discretion. Huber Auction Group, LLC reserves the right to: withdraw the property from sale prior to the start of bidding; reject any bid that is nominal or may negatively affect the auction process; determine the successful bidder in the event of a dispute between bidders; re-offer the property if a dispute cannot be resolved; set or adjust bidding increments as the auction progresses; accept telephone bids from registered bidders; and preclude any person from bidding if there are questions about their credentials or fitness to bid. The auction may be cancelled if a pre auction offer is accepted.

7.2 Final Authority. All decisions of the Auctioneer are final. The conduct of the auction and all bidding matters are at the direction and discretion of the Auctioneer.

SECTION 8: LEGAL PROVISIONS

8.1 Jurisdiction. By bidding in this auction, you consent to the jurisdiction of the State and Federal courts of the State of Indiana.

8.2 Limitation of Liability. Huber Auction Group, LLC assumes no responsibility for: the condition of the property; the Seller’s performance of the Purchase Agreement; internet or technical failures affecting online bidding; or the Seller’s failure to honor the winning bid or close the transaction. In no event shall Huber Auction Group, LLC or the Seller be liable for any consequential damages.

8.3 Buyer’s Representation. By participating in this auction and signing the Purchase Agreement, the Buyer represents and warrants that: they have not relied on any statements, representations, or warranties by the Auctioneer or Seller that are not contained in the written Purchase Agreement; they have conducted their own independent investigation of the property; they have the financial ability to complete the purchase; and the decision to bid and purchase is their sole and independent business decision.

SECTION 9: REAL ESTATE BROKER PARTICIPATION

9.1 Broker Commission. A commission of 3% will be paid to licensed real estate agents/brokers who meet ALL of the following requirements.

9.2 Requirements to Receive Commission. The Agent/Broker must: register their client using the Broker Registration form BEFORE the client inspects the property; ensure the Broker Registration form is received by Huber Auction Group, LLC (it is the broker’s responsibility to confirm receipt); not represent a client who has previously contacted or been contacted by Huber Auction Group, LLC; assist their client in the online bidding process; work with their client throughout the closing process; and not participate as a principal buyer (the broker or their family/firm cannot be the buyer) and receive compensation.

9.3 Commission Payment. Commissions are paid ONLY upon successful closing. No commission is due if the closing does not occur. There are no exceptions to these procedures. Verbal agreements will not be accepted. All commissions are paid at settlement at the title company.

SECTION 10: IMPORTANT FINAL NOTICES

10.1 Review All Documents. Please carefully read and review all provided documents before bidding, including these Terms and Conditions, the Sample Purchase Agreement (if provided), property disclosures, and any addenda or supplements.

10.2 Ask Questions. If you have ANY questions about this auction, the property, or these terms, contact Huber Auction Group at 317-468-3705 or Marc at 317-339-8000.

10.3 Acknowledgment and Agreement. By placing a bid in this auction, you acknowledge that you have: read and fully understand these Terms and Conditions; had the opportunity to inspect the property; completed all necessary due diligence; secured financing (if applicable); the financial ability to complete the purchase; and agreed to be legally bound by all terms and conditions.

CONTACT INFORMATION

Huber Auction Group, LLC 317-468-3705

Marc: 317-339-8000

Closing Agent: Attorneys Title Agency, Greenfield, IN 46140

These Terms and Conditions constitute a legal agreement. It is recommended that you consult with your attorney, accountant, or other professional advisors before participating in this auction.

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